A VA Interest Rate Reduction Refinance Loan (IRRRL) will lower the interest rate on your existing VA home loan, decreasing your monthly mortgage payment.
An IRRRL can only be made to refinance a property on which you have already used your VA loan eligibility. It must be a VA to VA refinance, and it will reuse the entitlement you originally used.
VA Funding Fee
You do not have to pay the fee if you are a:
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