https://www.stanfordcapitalloans.com/home daily 1.0 2025-08-11 https://images.squarespace-cdn.com/content/v1/5f7e3aaf8830672d65c5ff7d/1603304821657-TKVEF0ZSB1ZDX0112ZUM/FHA%2BLoan%2BPic.jpg Home https://images.squarespace-cdn.com/content/v1/5f7e3aaf8830672d65c5ff7d/1612876452733-M9Y73D75U1A1A14PP51E/image.jpg Home https://images.squarespace-cdn.com/content/v1/5f7e3aaf8830672d65c5ff7d/1612876302607-L8GHDW6TQ50A6VSIF7JV/image-asset.jpeg Home https://images.squarespace-cdn.com/content/v1/5f7e3aaf8830672d65c5ff7d/b7ea9fcd-c63c-48a6-b23d-4b447dcbe0aa/beautiful-new-house-with-sign-sold-standing-on-gra-2024-11-18-20-32-58-utc.jpg Home - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.stanfordcapitalloans.com/about-us daily 0.75 2025-08-11 https://images.squarespace-cdn.com/content/v1/5f7e3aaf8830672d65c5ff7d/1611692483359-KGTMC8G7WBRMCGPLCEL5/image-asset.jpeg About Us - About Us. Place Your Home Financing in Experienced Hands When making one of the largest purchases of your life, you want to feel confident that you are working with established mortgage professionals. We take a hands-on, comfort approach with all of our clients, helping them to understand their options and the loan process from start to finish. We are very efficient and offer a vast menu of loan products to fit your ever-changing needs. Whether you are looking at purchasing a home, or to refinance your current loan, contact us and let us show you why so many people trust us with their home financing needs. “We look forward to working with you and your family.” https://images.squarespace-cdn.com/content/v1/5f7e3aaf8830672d65c5ff7d/36c7c512-23c3-4dc4-b8eb-b09714aca619/dawn+small.jpg About Us - Dawn Conder - Loan Consultant - NMLS 117139 With over 30 years of experience in the mortgage industry, Dawn’s professional background spans all areas and roles involved in today’s mortgage loan lifecycle. Following her initial role as a loan processor, Dawn moved into closing and funding, immersing herself in the complex and vast components of the mortgage process before becoming a loan originator in 1996. After many successful years in this role, Dawn had the opportunity to become a licensed mortgage broker. Fueled by her desire to elevate and further improve the level of client-related service, Dawn has cultivated a tailored approach that taps into a diverse portfolio of products in order to better serve and align her valued clients with lenders that can provide the most attractive options based of their specific needs. Dawn is committed to understanding each client’s unique circumstances and works diligently to help them explore available loan options. Her attentive approach helps guide clients through the lending process with clear communication and personalized support https://www.stanfordcapitalloans.com/contact daily 0.75 2023-09-05 https://www.stanfordcapitalloans.com/new-home-loans daily 0.75 2025-08-11 https://images.squarespace-cdn.com/content/v1/5f7e3aaf8830672d65c5ff7d/1611688202870-Z8HUWHMY1XKBCK2GJEVI/image-asset.jpeg New Home Loans - Financing Your First Home. Stanford Capital has access to diverse and extensive mortgage products to fit a variety of home financing needs. We have listed some of the most popular here. To learn which loan options are well suited for your individual situation, schedule a consultation with your Stanford Capital Mortgage Consultant. https://images.squarespace-cdn.com/content/v1/5f7e3aaf8830672d65c5ff7d/1611689084007-8ZJ8P13SP36LE4F8UXH0/image-asset.jpeg New Home Loans - Conventional Fixed-Rate Mortgage Loan. Fixed-rate mortgages give you the security of knowing your monthly principal and interest payment will not change. Stanford Capital provides a variety of fixed-rate products, with loan terms ranging from 10 to 40 years. Key features include: Your monthly principal and interest payment is fixed over the life of the loan. Protection from rising interest rates. No matter how high market interest rates go, your mortgage rate remains the same over the life of your loan. A fixed-rate mortgage is ideal for home buyers with the following consideration points: Prefer regular payments with no surprises. Have limited or fixed incomes. Plan to stay in their homes a long time. Are buying a home at a time when interest rates are comparatively low. Related Information: For fixed-rate loans backed by government agencies see FHA and Veteran financing. https://images.squarespace-cdn.com/content/v1/5f7e3aaf8830672d65c5ff7d/1611689278743-JECH39Z1MKF5VGNNPCIP/image-asset.jpeg New Home Loans - Adjustable-Rate Mortgage. Interest rate that is fixed for an initial period, then adjusts periodically based on market conditions. Lower initial rate than with a fixed-rate mortgage. A variety of fixed-period options ranging from one to ten years. For home buyers with the following consideration points: People looking to increase their short-term cash flow Buyers who need a larger loan amount than they can qualify for with a fixed-rate mortgage Home buyers who plan to move or refinance within a few years https://images.squarespace-cdn.com/content/v1/5f7e3aaf8830672d65c5ff7d/1611688166964-4PA6OLZU0WMRPY9FFET3/image-asset.jpeg New Home Loans - Home Opportunities Programs. Little or no down payment required. Flexible income, credit and debt guidelines, including non-traditional credit histories. Incentives for public employees* Home Opportunities programs are ideal for home buyers with the following consideration points: High debt ratios and little savings. Non-traditional credit histories. Both documented and undocumented income. Experienced financial difficulties. *Qualified public employees include certified, licensed or accredited teachers, healthcare workers, fire fighters, police officers and EMTs. Check with your regional VA office to see if you are eligible. https://www.stanfordcapitalloans.com/fha-streamline-refinance daily 0.75 2025-08-11 https://images.squarespace-cdn.com/content/v1/5f7e3aaf8830672d65c5ff7d/1611689915708-ZCM14N7JXVYV4N328O61/image-asset.jpeg FHA Streamline Refinance - Basic Eligibility Requirements: The mortgage to be refinanced must already be FHA insured. The mortgage to be refinanced should be current (not delinquent). The refinance results in a lowering of the borrower's monthly principal and interest payments, or, under certain circumstances, the conversion of an adjustable rate mortgage (ARM) to a fixed-rate mortgage. No minimum FICO score. No cash may be taken out on mortgages refinanced using the streamline refinance process. Manufactured homes are eligible. Non-owner occupied homes are eligible. https://images.squarespace-cdn.com/content/v1/5f7e3aaf8830672d65c5ff7d/1611690134914-E0G53A80XF9WTM602R5N/image-asset.jpeg FHA Streamline Refinance - FHA Refinancing with a Streamlined Loan. This refinancing option is considered streamlined because it allows you to reduce the interest rate and possibly the monthly mortgage insurance on your current home loan quickly without an appraisal. FHA Streamlined Refinance also cuts down on the amount of paperwork that must be completed, saving you valuable time and money. This works well for people who are current on their mortgage, because it allows you a little extra money each month that can be put to good use elsewhere. https://www.stanfordcapitalloans.com/fha-loans daily 0.75 2025-08-11 https://images.squarespace-cdn.com/content/v1/5f7e3aaf8830672d65c5ff7d/1611690875445-MRXIDVNP4BLGTTK4I6H6/image-asset.jpeg FHA Loans https://images.squarespace-cdn.com/content/v1/5f7e3aaf8830672d65c5ff7d/1611690534116-TLUSGV74VSV19I5DYLKB/image-asset.jpeg FHA Loans https://www.stanfordcapitalloans.com/financing-for-veterans daily 0.75 2025-08-11 https://images.squarespace-cdn.com/content/v1/5f7e3aaf8830672d65c5ff7d/1611691751146-XU593KVA648ZUW9G58VU/image-asset.jpeg Financing for Veterans https://images.squarespace-cdn.com/content/v1/5f7e3aaf8830672d65c5ff7d/1611691638796-BNIKMAUZAGB4UVXO6MGG/image-asset.jpeg Financing for Veterans https://www.stanfordcapitalloans.com/apply daily 0.75 2024-10-15 https://www.stanfordcapitalloans.com/apply-veterans daily 0.75 2024-10-15 https://www.stanfordcapitalloans.com/apply-refinance daily 0.75 2024-09-05 https://www.stanfordcapitalloans.com/privacy-policy daily 0.75 2025-04-22 https://images.squarespace-cdn.com/content/v1/5f7e3aaf8830672d65c5ff7d/2538e9a3-51a4-49cc-ada3-e94ed408f8fc/2025+Privacy+Policy+Table.PNG